Dear Occupy Wall Street, We Are Sorry, It’s Our Fault

I’ve been making fun of the protesters up in New York.  Camping out for days on end, complaining about capitalism on hand held phones, and iPads and Facebooks.  They have laptops and smart phones and tablet PCs.  They can make websites and Twitter.  And they are mad at the people who made those things.  Weird/  The irony of a nation mourning one of the greatest capitalists of his generation while simultaneously protesting his work is fascinating to me.

Stinky hippies.

I firmly believe that they need to make better choices.  I don’t think that they should major in Middle Eastern Studies with a minor in Art History specializing in Persian pottery.  I don’t think that they should buy bottled water when they don’t have a job.  I DO think that they should get a job.  I don’t agree that it’s just okay to protest government over reach and then occupy private property when that private property owner wants to clean things up.

Anyway, there’s a ton I don’t get with these protesters.  A ton I DO get, but a ton I don’t. And I wanna blame ’em.  I do.  ‘Cause I’m good like that; assigning responsibility for actions.  So when these kids act like they do, I wanna blame them for their own actions.

But I saw something the other day that made me shake my head and shrug.  We can’t blame them.  Not after this.  Rather than teaching our youth that with hard work comes great success, we are teaching them that failure has no consequence.  That you can do just any ‘ol thing and it’ll be okay, just a-o-k.

We teach it at our Universities:

NORTH CAROLINA STATE UNIVERSITY

REG 02.20.16 – Undergraduate Grade Exclusion

Authority:  Provost and Executive Vice Chancellor

History: First Issued: August 23, 2011.

1.1  Undergraduate students may select up to two NC State courses with posted letter grades of C- or below to be excluded from calculation of their cumulative grade point average.  Unsuccessful audits or credit-only attempts are not eligible for exclusion.

So, to all you misguided youth in NYC and all OVER this great land, I offer you my apology.  It may not be your fault that you are growing up to be Leftists.  I now see that we are actively teaching you to be Leftists.

My bad.

 

Do The Right Thing

You know what?  I resonate with the Democrat party and the far left liberals that make it up.  I do.

More and more in my life I find myself bumping into the mass of humanity that just doesn’t care.  They make their way through life and are simply interested in the “me”.  They want “their” iPad, “their” cable TV, “their” car and “their” house.

Not one single second to pause for consideration of the “them”.  The “them” who have none of that.  Who struggle to make it by.  Who are lonely, who are hungry and who are homeless.

I’ve always resonated with that.  Since I can remember, my parents always taught me that we were the lucky ones and to always ALWAYS think of those who didn’t have what we had.

And I’ve tried to live my life in such a manner that reflects that.

I give money and I give time.  I organize people to do things that result in the benefit of others.  I join organizations that work to make this world a better place.  A better place not for me, but for people I don’t know.  And it’s incredibly rewarding and satisfying.  There are times, in fact, that I weep* upon reflection of the works that organizations I am a part of have done.

But as I look back at the things that we have done, I am always reminded that there could have been so much more.  So much more if only more people were involved.  And I’m distressed at the people who turn me down as I ask for their help in doing the things that we do.

I call.

I text.

I e-mail.

I implore.

I mock.

Nothing.  I can not move these people into activity.  And it kills me.  It kills me because I find myself ineffective AND it kills me because there are people like that.  And I don’t know what to do.  I don’t know what to say, how to say it or when to say it.

I don’t.  And I wanna scream

So I get the rage and I get the feeling of helplessness.  Really.  I do.

But I would never pass a law that required YOU to contribute to MY charity.

If you are sad that people don’t care about poor people being hungry, work harder at feeding hungry people.  If you think that more people need to make more money, work harder at making more jobs that pay more people more money.

But let me be very clear.  When you legislate your version of morality, you are a monster.

* To be very clear, there should be NO confusion as to who wears the pants and who wears the skirt in my family!

Wanna Know What Capitalism Does?

It makes the world a better and safer place:

Democrats say it’s so.

A Thing I Did Not Know This Morning

President Bill Clinton did not get a majority of the vote either time he was elected.

Put another way:  More people didn’t vote for him than did.

Huh.

Occupy Wall Street Comes To North Carolina

With the passing of Steve Jobs, his Commencement Address at Stanford is making the rounds.  The message of his words is powerful, the speech itself, actually, is massively forgettable.  But his Opus, his yawlp, is most impressive.

Stay hungry.  Stay foolish.

I resonate.  I’m nearly 43, well into a decent career at a massive corporation doing better than I have a right to ask.  But I’m hungry.  And I do foolish shit all day long.  All the time.  In fact, I yearn for the foolish, I embrace the foolish.

I get foolish.

So I understand that fire in the belly of the college kid who watches on TV as other college kids go do stuff.  Get noticed and make a name if not a statement.  But holy moly, there is a massive learning curve here:

Chapel Hill, N.C. — Hundreds of North Carolina college students walked out of class Wednesday afternoon as the weeks-long protest against Wall Street spread to universities nationwide.

I get it.  I do.  To get noticed you have to do things that are noticeable.  And if you really think that there are people being victimized, I urge you to get noticed:

Apart from the message of Occupy Wall Street, which is people over profit, is that UNC students, regardless of political or socio-economic background, have issues on this campus,” student Denise Mitchell said. “Students just don’t feel like they’re being heard by the university.

Huh?  Wait, this isn’t some attempt to improve student/faculty relations at some flippin’ university is it?

Mitchell cited a recent study that found UNC housekeepers feel they are treated unfairly…

What the what?  Wait, Occupy Wall Street is a movement that wants to draw attention to the fact that the very wealthy are, in fact wealthy, because of the shenanigans on of massive banks.  So, using that as cover you walk out of class to voice student concerns that housekeepers don’t think life is fair?

…and an investigation into the Department of African and Afro-American Studies following allegations of plagiarism by a former football player.

Right.  ‘Cause the fact that a football player plagiarized his work is shocking only because what, 85% of the student body is guilty as well?  Is it because he’s black?  Hell, IS he even black?

More proof that our education system is failing us follows:

Students used Facebook and other social media outlets to spread word of the noon protests. They say they represent 99 percent of Americans – people struggling to get by while the wealthiest one percent makes financial decisions.

“People will become aware and will know that we are the 99 percent, and our voices will not be ignored,” N.C. State student Katina Gad said.

Do they understand what 99% means?  Do they understand what struggling to get by means?  As an exercise, if they are so poor and so struggling, how are they organizing using Facebook?

The stupid continues:

“If you look at any group of people (who) are being discriminated against, I think youth and students are a big part of that. We’ve taken on massive amounts of student loans to go into what jobs?” said Ryan Thompson, who helped organize the small protest on N.C. State’s Brickyard.

“How are we going to pay $50,000 in debt when there are no jobs out there?” UNC student Ana Maria Reichenbach said.

Stunning.

If you look at any group of people who are being discriminated against…..

Don’t do it man, do NOT say that YOU are being discriminated against.

I think youth and students are a big part of that.

You did it.  But that aside, what does that even MEAN?  Youth and students are a big part of WHAT?  What in the HELL are you talking about?

How are we going to pay $50,000 in debt when there are no jobs out there?

So, now that you’ve decided to drop a cool 50 large on a European Classical Renaissance Philosophy / German Sociology degree and are shocked to learn that no one gives a fuck, you think I’M on the hook for your stupid student loans?

Check this out.  Being 50k down should disqualify you for almost any reasonable job out there where a corporation is going to trust you with their money.  If you can’t manage YOUR money, how do you expect any one to let you manage theirs?

Area college students are planning a citywide protest in Raleigh’s Moore Square at 5 p.m. Sunday, and many of the students said they plan to travel to New York in the next few weeks to show their support in person to the hundreds of protesters on Wall Street.

Again.  I resonate.  But if you are going to flush a $50,000 education down the toilet so that you can get arrested in New York, at least do it with a plan.  Be organized.  Be coherent.  Have points that are well thought out, organized and documented.  Be crisp and concise.  Make sure that one point is related to the next.  It should flow and people should go:

Yeah!  I never thought of it that way before.

But, then again, if you knew that, I suspect you wouldn’t be making the trip to NY in the first place,

Best Twitter Of The Night

Michelle Malkin:

From “I, Pencil to iPhone”: The spontaneous order of capitalism.

#10

Francis Tarkenton.

When he retired from playing professional football, he was the greatest quarterback of all time.  Still today he’s mentioned in the top 10.  He was really somethin’; really something to see.  Two things about Sir Francis:

  1. He was an innovator.
  2. He achieved at the highest level.

So, when #10 speaks about educational achievement, I tend to wanna listen.  At least listen:

Inflation-adjusted spending per student in the United States has nearly tripled since 1970. According to the Organization for Economic Cooperation and Development, we spend more per student than any nation except Switzerland, with only middling results to show for it.

Over the past 20 years, we’ve been told that a big part of the problem is crumbling schools—that with new buildings and computers in every classroom, everything would improve. But even though spending on facilities and equipment has more than doubled since 1989 (again adjusted for inflation), we’re still not seeing results, and officials assume the answer is that we haven’t spent enough.

These same misguided beliefs are front and center in President Obama’s jobs plan, which includes billions for “public school modernization.” The popular definition of insanity is doing the same thing over and over, expecting different results. We’ve been spending billions of dollars on school modernization for decades, and I suspect we could keep on doing it until the end of the world, without much in the way of academic results. The only beneficiaries are the teachers unions.

Perhaps no other sector of American society so demonstrates the failure of government spending and interference. We’ve destroyed individual initiative, individual innovation and personal achievement, and marginalized anyone willing to point it out. As one of my coaches used to say, “You don’t get vast results with half-vast efforts!”

The results we’re looking for are students learning, so we need to reward great teachers who show they can make that happen—and get rid of bad teachers who don’t get the job done. It’s what we do in every other profession: If you’re good, you get rewarded, and if you’re not, then you look for other work. It’s fine to look for ways to improve the measuring tools, but don’t let the perfect be the enemy of the good.

Listen.  Let yourself listen and you know, you simply can NOT deny that he’s right.

Listen:

— we’re still not seeing results

— The only beneficiaries are the teachers unions.

— The results we’re looking for are students learning, so we need to reward great teachers

— get rid of bad teachers

And the one that rocks me to the very core of my being:

— We’ve destroyed individual initiative, individual innovation and personal achievement, and marginalized anyone willing to point it out.

We are turning into France!

Still don’t believe me?  STILL?  Consider:

Imagine the National Football League in an alternate reality. Each player’s salary is based on how long he’s been in the league. It’s about tenure, not talent. The same scale is used for every player, no matter whether he’s an All-Pro quarterback or the last man on the roster. For every year a player’s been in this NFL, he gets a bump in pay. The only difference between Tom Brady and the worst player in the league is a few years of step increases. And if a player makes it through his third season, he can never be cut from the roster until he chooses to retire, except in the most extreme cases of misconduct.

Imagine if sports were managed like teachers are managed.  Rather than think about how it is that our schools are failing us, consider this.  How is it even possible that our schools are succeeding to the degree they do?  The industry drives out innovation.  It drives out competition.  It drives out achievers.  It is left with far FAR too many who teach for three reasons:

  1. June
  2. July
  3. August

There are great, really great teachers in this country.  Let’s honor them and the work they do by firing the teachers who really REALLY suck.

The Right Way And The Wrong Way

When faced with an unpleasant situation, there is a right way to handle it and then there is a wrong way.

First, the unpleasant situation:

Bank of America announced late last month that it plans to start charging debit card users a monthly fee starting early next year.

Now, the right way:

Due to the fee, Roger Goodwin is considering leaving Bank of America and getting an account with a local credit union.

“They do not have fees, and I also have an account with another bank that is also going to start charging for checking,”

Then, the wrong way:

U.S. Rep. Brad Miller said the fees should be illegal, according to WMFY.

Guess which way is going to produce the greatest change in the debit card market?

Taxes and Jobs

I posted this just about one year ago:

Students Demanding That We Tax The Rich

The great debate of the day is The Compromise™. Or rather, what we’re gonna do about taxes on the rich. Obama ran on it for two years beginning in 2006. Liberals believed; believed either that he WOULD let the Bush Tax Cuts expire or that he COULD let the Bush Tax Cuts expire.*

And he didn’t.

He neither could nor would. And the great debate rages.

Continue reading

I’m With The Government, I’m Here To Help You

I wish life were a Jon Stewart show.

I love watching me some Stewart.  Now, I don’t watch it daily, in fact, I don’t watch it weekly, but I record it and watch 4-5-6 episodes a night every so often.  And I’m always glad I did.  He’s hilarious.  His comedic rhythm is very nearly unmatched, his voices are crazy funny and the physical communication he brings to his verbal communication is nothing short of perfect,

The man is mad skilled.

And he’s able to see the funny in the everyday.

Yes indeed, I wish that everyday was a Jon Stewart show.

Today, I have good news for you.  Today is a Jon Stewart show kinda day.  The day when you blissfully walk through life and the normal inane aspects of the day strike you as hilarious.  Simply hilarious.

So, we all know that the bankers on Wall Street caused the crash in 07 ’cause they’re greedy.  Right?  And after the crash of 07, the government bailed out those bankers in order that our financial system didn’t completely crash.  And, after getting bailed out by said government, those banks went on to report record profits and lavish themselves with more high salaries and bigger bonuses.

With me still?

So, then, in response to the unfairness of the whole thing, the government, led by the Intrepid Due of Frank and Dodd, crafted and then passed legislation into law that would protect the consumer from the predatory actions of those mean banks that crashed the system and then stole the government’s bailout money.

One of the things that said legislation did was to restrict the amount of money that banks could charge merchants for using a debit card at the point of transaction.  See, banks have record profits already and by the use of those fees, they were strangling economic growth at the checkout counter all over America.

Poof.  Just like that, the fees used to pay for the use of a debit card were sliced in half.

Thank gawd for that, right?

Wrong.

It turns out that managing debit card transactions isn’t free.  Further, that cost isn’t negligible.  And now that the banks are unable to charge the merchant, the banks went after another target to gather their money; the consumer!  Ahh yes, the very consumer that Dodd and Frank were trying to protect.  The irony is as delicious as it was unpredictable.  Certainly NO ONE would have seen this coming.

Dear Government, thank you for trying to save me from myself by passing ignorant laws that only make matters worse.  However, the consequences of your well intentioned law is that I am actually worse off now than I was before.  Can you please help me?

Love,

pino

And just like a great Jon Stewart show, the hits just keep coming:

WASHINGTON — North Carolina Democrat Congressman Brad Miller has introduced legislation he said will make it easier for customers to change banks if they aren’t happy with new fees.

The bill will modernize and streamline the opening and closing of personal checking and savings accounts, Miller said Tuesday.

“As megabanks flirt with menus of new fees, an increasing number of Americans will want to switch banks,” Miller said. “That is the way things work in a competitive, free market as unrepentant banks are still trying to rake in vulgar profits from their customers.”

With such flowing and beautiful language, I’m sure, just SURE, that this bill is gonna be a good one!

Miller’s legislation would allow customers to close an account without being charged a fee, even if the account has a negative balance. Customers would also be allowed to close accounts without actually showing up in person.

It would also prohibit banks from levying fees to a customer’s account after the account has been requested to be closed.

The great thing about great comedy is that future riffs are set up by hilarious content early in the show.  A great comic is able to set himself up for future use.  Most often this is done within the context of the single show and will have to be re-created for the next one.  But the truly great are able to so skillfully build content that it can span episodes.

This is one of those times.

I predict nothing but really great news for consumers should Brad Miller’s bill make it to law.

Okay okay okay.  In all seriousness.  I have already demonstrated that Liberals don’t understand things like economics.  So the fact that Miller is proposing this legislation isn’t so much surprising as it is an argument for better public education.