Category Archives: Politics: National

Wages In America – The Gender Gap

Gender Pay Gap

As reported earlier, there is a gender wage gap:

On this day 50 years ago, President John F. Kennedy signed the in an effort to abolish wage discrimination based on gender. Half a century later, the Obama administration is pushing Congress to pass the Paycheck Fairness Act, designed to make wage differences more transparent.

After 50 years, it turns out that laws can’t change things like facts.  And economics; at least that science that describes incentives and pay-offs.

Though we are getting closer:

Some dispute the frequently cited figure that women are paid 77 cents for every dollar a man earns. But even those who argue the gap is narrower agree it’s most prominent when a woman enters her childbearing years.

In 2010, an analytics firm called Reach Advisors crunched Census Bureau numbers and found something surprising: The median salary of single, childless women under the age of 30 was 8 percent higher than their male counterparts. That’s largely because more women are going to college than men.

What made that number noteworthy is that it’s the only group of women who have a pay advantage. In fact, different numbers from Reach Advisors show that that early advantage vaporizes later in women’s lives — especially if they have children.

“Studies have shown for over a decade that what is really killing women economically is motherhood,” says Joan Williams, professor at the University of California Hastings College of Law. She popularized the term “maternal wall,” referring to discrimination against hiring or promoting mothers based on the assumption she will be less committed to her job.

All valid, of course.  When a priority ranks higher than a job, it stands to reason that the job will suffer.  This is not surprising.  However, it would appear that even this isn’t enough to satisfy some:

A study out of Indiana University found that “overworking,” or working hours above and beyond the standard 40-hour full-time work week, contributes to the persistence of gender segregation in occupations, with the main result being that woman are frequently pushed out of male-dominated careers.

Study author Youngjoo Cha, a sociologist at Indiana University, noted that the proportion of employees who work long hours (and are pressured to do so more frequently) has continued to rise over the past 50 years, and further, that overworking is generally praised and rewarded in the workplace. However, because women are still expected to carry the brunt of housework and child rearing, men’s and women’s ability to meet these expectations must necessarily differ.

Hard work pays.

Women want to raise families.

Men suck.

 

The Florida Verdict

Easily the story of the week and month.  In the running for the story of the year.

The nation has been gripped, though less so until the trial started, by the Zimmerman Martin narrative.  The reason for the hype and national attention?

Race.

The story has been constructed as a defining bias in America.  A young black man unfairly treated by a white man in “authority” and then mistreated by a racist justice system.

My take of the verdict was one of inevitability.  In my mind, from the very beginning, there was little, or even any, doubt that Treyvon assaulted George and that, acting in self defense, George shot Treyvon.

With that said, I have felt a profound sense of loss for the family of Treyvon.  They have lost a son who set out to buy an evening snack of Skittles and tea.  On his way home, an encounter with a neighborhood watch member went wrong, horribly wrong, with the result that a young man lost his life.

I get the tragedy.  I get the feeling that must be racing through the family’s veins.  I get the idea that something is wrong.

But I don’t agree that those feelings change the fact that George Zimmerman acted in self defense.

It’s going to take a long time to figure this one out and come to some form of peace.  For the nation, the families and even for me.  What was it that caused Zimmerman to suspect a young Treyvon?  What was it that caused this young man to lash out and feel that his only recourse was to beat Zimmerman?  Is it race?  Is it natural suspicion?  Is it biases?  And if so, are those biases justified or are they horrible examples or residual bigotry?

All these feelings, investigating these feelings and questioning all of it is natural.

Time will tell.

Voter Fraud: North Carolina

Voter Fraud

For the record, I am FOR voter ID.  To think otherwise is nothing more than pure political gamesmanship.  In today’s world, to obtain a photo ID is next to trivial.

With that said, I acknowledge that voter fraud is rare.

Ladies and gentleman, North Carolina:

Coming Apart

Coming Apart

I’ve posted extensively on a book by Charles Murray – “The Bell Curve”.

I bought the book and set it i my stack – forgotten for many many months.  Then I heard someone quote “Coming Apart”, bought it and remembered that I had “The Bell Curve”.  I read it without being aware of the controversy.  Then I hit the chapter that created the stir.

I remember thinking then that the book could have stood alone without the work on race; IQ and its impact on life outcomes is fascinating enough without adding the very difficult conversation regarding race.

Anyway, Mr. Murray received such grief for “The Bell Curve” that when he wrote “Coming Apart” he focused only on white analysis.  While I’m not going to do a chapter by chapter breakdown this time, I am going to post insights that I find interesting.

Starting with a 25 question survey.  Mr. Murray included it in the book to provide insight to the likely audience of the book and how far removed they are from “the rest of America”.

I found this neat engine:

Take the test.  And report your scores in the comments.

I scored 56.

I CAN NOT FATHOM a family that would score 2 on that test.  Can not do it.

Affirmative Action

I’m not sure if I’ve posted this before, but with the recent Supreme Court decision on Affirmative Action, I thought it was appropriate.

Why is it okay to base entrance into colleges based on race but not entrance into the sports teams at those same colleges?

I get the point, that minorities are not getting into schools at the same rate that whites are, but that’s not because colleges are bigoted against minorities; hardly.  It’s because minorities are arriving with lower scores on college entrance tests and lower high school GPAs.

For validation, look at the rates that Asian students are being accepted into colleges – higher even than whites.  And it’s because they have higher test scores.

Eating Like A College Student – My Take

Food Stamps

About two weeks ago I posted on an attempt to eat on an average allotment of food stamp distribution.  My analysis:

I’m sure I could eat better on less than Mr. Ferguson.

This combined with nickgb’s critique of Ferguson:

…my combined total was $45.88, well over the challenge amount.  So, either Safeway has a 66% markup over Dollar Tree’s prices, or Ferguson is being deceptive with the items he bought, or he’s lying.  We report, you decide.

And his update:

This is really not a healthy diet for an adult, and that should tell you something about SNAP benefits.  It’s disturbing that Ferguson thinks that his canned meat diet shows that benefits are too high.

I thought I would see how I could do in living up to my bragging.

First breakfast.

So, in life I don’t eat breakfast, but I get that most people do.  So I’ll stipulate to breakfast.  Given that breakfast, when I do eat it, is highly repetative I’m going with this:

Yogurt:

Yogurt

At $0.50 a day that comes to $3.50 a week.  And adding a slice or two of toast:

Bread

The total for breakfast is $2.69 + $3.50 = $6.19.

Now lunch.

I’m going to use a combination of sandwiches and noodles for this.  First the sandwiches.  I already have the bread, so that’s free.  I’ll eat peanut butter sandwiches two times a week.  Adding the peanut butter:

Peanut Butter

I’m up to $9.80.  5 days to go.

The rest of the work week I’m going to go Asian – Raman:

Raman

And I’ll add broccoli:

Broccoli

The total for three lunches is $1.17 / 6 = $0.20 per day or $0.60 for the week for the noodles and the broccoli is $0.75 a day.  Per day total is $0.95 for a 3 day total of $2.85.

I have to buy lunch now for Saturday and Sunday.

On Saturday, I’ll go small and have a frozen meal:

Chicken Fried Chicken

That’s a buck and a quarter.  Add an apple:

Apple

Which is 2 per pound, $0.70 per apple, and you get a Saturday lunch for $1.95.

Sunday lunch comes later.

Now for dinner.

I have 7 to buy.  First two:

Pizza

That’s right – frozen pizza.  I eat half a pizza a sitting.  I can buy a deluxe pizza for 3 bucks.  That comes to $1.50 a night.

Next, beans and rice.  Not the nasty kind out of a can, but the kind you make yourself.

Rice:

Rice

And then Beans:

Beans

Together that’s $7.62.  But it counts for two meals -at least- so I charge $3.80 per meal.

Next comes a pasta dinner.  The noodles:

Pasta

And the sauce:

Sauce

That’s $3.28 for the both and I’ll eat pasta twice.  However, the sale is on the sauce so I get to save $0.95.  I’ll take it.  Total cost for my two pasta dinners?  $2.33.

My last dinner will be steak.  I can find it for:

Steak

Combined with the rice I’ve already paid for, I have a nice steak and rice dinner.  Add a veggie if you want to, broccoli, and the whole meal comes to $8.58.

But at 1.5 pounds, I get to eat it twice.  Call it my last lunch.

That’s every meal.  My cost so far?

$34.63

That’s significantly more than the $31.50 I was allocated.  What to do?

Well, I’ve noticed that my list includes items that I’m having to buy for the first time, things like peanut butter, rice and bread.  However, I’ll play by the rules and accept that I’m starting with a bare cupboard.  So, I’ll ditch the steak and exchange it for Raman but keep the broccoli.

That gets me to $26.80 plus $0.20 for the Raman and the total is a straight $27.00.

I have 4 bucks to play with.

Bananas:

banana

I’ll take 4 of ’em.  Two per pound and I’ve spent $1.14.

Some carrots:

Carrots

And now I’m up to $2.43.

How about some eggs:

Eggs

I’m over.  If I buy the eggs, I’m at $4.71.  I’ll keep the eggs and put back 1 banana.  I did it.  I get $0.27 back for the banana and my bill sits at $4.44.

Now, I have eaten for the week and have a nice beginning for next week.  I don’t have to purchase bread, peanut butter or rice next week.  In fact, I don’t have to buy eggs or carrots either.

I’ve noticed that I didn’t purchase anything to drink.  In my real life, I do not drink milk, but do have beer and wine with my evening meals.  I recognize that this is an issue, but water for a week is not unrealistic.  Further, it has occurred to me that I didn’t include butter in my budget, something that I do have on my toast and my eggs.  So I may have further tweaks, but the point is the same.

For $31.50, I have eaten for a week AND included veggies and fruits.  Plus I have a small beginning for next week to help me out even further.

Eating Like A College Student

College Student

So, the recent “Farm Bill” is really a food stamp bill.  And the recent decision by North Carolina republicans to reduce unemployment benefits to a more rational amount is really a “War on the Poor”.

Recently, democrats have issued the “NAP” challenge.  That is, try and eat on the amount allocated through the food stamp program – $31.50 a week.

I’m pretty sure I could do it, but a republican staffer did:

Texas Republican Rep. Steve Stockman’s communications director and agriculture policy advisor, Donny Ferguson, says he has been able to eat well on $27.58 for a week, less than the $31.50 House Democrats have limited themselves to for their “SNAP Challenge.”

“I wanted to personally experience the effects of the proposed cuts to food stamps.  I didn’t plan ahead or buy strategically, I just saw the publicity stunt and made a snap decision to drive down the street and try it myself.  I put my money where my mouth is, and the proposed food stamp cuts are still quite filling,” Ferguson said of the challenge.

Stockman’s office noted that Ferguson did not use coupons, discount programs, or a shopping list, and he shopped at locations accessible via public transportation.

“Not only did I buy a week’s worth of food on what Democrats claim is too little, I have money left over.  Based on my personal experience with SNAP benefit limits we have room to cut about 12 percent more,” Ferguson said.

On his list were items that wouldn’t make mine:

  • Root beer
  • Honeycomb cereal
  • Popsicles
  • Cookies

Off the top of my head, I would have:

  • Ramen
  • Broccoli
  • Bananas
  • Raw walnuts or almonds
  • Rice
  • Eggs
  • Pasta
  • Pasta Sauce
  • Some form of salad green – probably fresh spinach

I’m sure I could eat better on less than Mr. Ferguson.

The Republican Opposition To Immigration Reform

Immigration

I’m not entirely clear on either side of the debate, but most especially with the republican argument.  Best I can tell, the idea is that granting amnesty to existing aliens is bad.  I don’t know why republicans think that’s a bad idea, but I know why I think it is.  And that reason is that I know, am friends with, a number of foreign nationals that are on a multi-year waiting list to obtain a simple green card.  THEY want permanent resident status and to eventually become a citizen.  These guys are paying taxes, buying homes and even contributing to social security.  All with no assurance that they will be allowed to remain here in the States.

I think I’m pretty libertarian in my thinking that while borders are important, they should be made to cross as easily as possible.  A simple check for legal status in native country, terrorist watch list and potentially dangerous disease.

Other than that, I’m for letting anyone and everyone in.

But this insistence on “no amnesty”…what does that mean?  Do republicans feel that the folks already here, with families often 2 generations deep, cannot become a citizen ever?  Or until they return home to their native country and apply?  Is THAT what we really want?  Is that good for the nation?

I don’t think it is.  And I’d bet that most folks would agree with me, even the republicans.  So why this insistence on no-amnesty if they can’t even articulate what that means and why they support the position?

I don’t know.

Insurance vs. Pre-Paid Medical Plan

I may have posted this before but it’s worth repeating.

Virtually no one in America has a true medical insurance program.  Rather, they have a pre-paid medical plan.  And the thing that we call Obamacare most certainly is NOT insurance.

Insurance is an asset that mitigates risk for a cost.  In the best scenario, you never file a claim and the only thing you are out is the premiums that you pay.

Contrast this to a pre-paid medical plan which allows an individual to contribute some set amount of money and then entitles that individual to a set group of medical procedures.  Things like primary care check-ups, eye exams and routine physicals.  Perhaps even a trip to the doc for jr. now and then.

Gender Pay Gap- 2013

Gender Pay Gap

The news from a few weeks ago remarked on the 50th anniversary of the Equal Pay Act.  Predictably, much of the reporting focused on the fact that women only earn 77 cents for every dollar that a man earns:

Unfortunately, five decades later, women still earn an average of 77 cents for every dollar earned by a man. For African-American and Hispanic women it’s even lower: 64 and 54 cents, respectively.

And just as predictably, democrats rushed to submit new legislation:

The disparity led Sen.r Kirsten Gillibrand, D-N.Y., to co-sponsor an update to the law, called the Paycheck Fairness Act, along with a number of other female senators.

“We believe this is an economic issue. It’s not only about women but the middle class, and if you’re not paying a woman dollar for dollar for the exact same work you’re not really tapping the full potential of the economy,” said Gillibrand on “CBS This Morning.” “And why wouldn’t you tap the full potential of 52 percent of the resources of the women of this country? “If you paid women for dollar for dollar, you could raise the GDP by up to 9 percent.”

But is it true?  Are women really paid 77% of a man’s salary?

Data says no:

Payscale controlled for a variety of factors and found that the pay gap is far narrower among men and women who have similar levels of experience, work in the same fields and locations, have the same skills and certifications and are otherwise workplace clones. Among non-managerial workers, Payscale found no pay gap at all, on an apples-to-apples basis. At more senior levels, women do earn slightly less than men, but the biggest gap was only 8.5% — far lower than the frequently mentioned 23%. And that gap may exist because top male executives put in more hours, travel more and spend more time with clients than their female counterparts, which is hard to measure among salaried employees.

In certain sectors there is no gap.  In other sectors where there is a gap, it can be explained by other factors including the amount of time put in at the office.  Or a requirement that an individual travel.

Other reasons exist:

As other pay experts have pointed out, women tend to earn less overall because they are more likely to work in fields such as health care, education and social work that pay less than male-dominated fields such as vocational trades, engineering and financial services. But women don’t go into the workforce blindly, and they often know the tradeoffs.

“Women consider a lot of factors and not just monetary benefits,” points out Katie Bardaro, lead economist for Payscale. “Many women choose jobs with a certain level of flexibility.”

Women work different jobs than men.  A sure sign that this is true?  Check the workplace mortality figures one day.  Try to explain why men are dying on the job at rates significantly higher than women.

Finally, if you really wanna see a proponent of legislation akin to Ms. Gillibrand squirm, ask them for legislation that would create equality in college.  Women are earning significantly more college degrees.  Not just bachelor degrees, but advanced degrees as well.  Ask them to explain the inequity there.

And listen to their answer.