I may have posted this before but it’s worth repeating.
Virtually no one in America has a true medical insurance program. Rather, they have a pre-paid medical plan. And the thing that we call Obamacare most certainly is NOT insurance.
Insurance is an asset that mitigates risk for a cost. In the best scenario, you never file a claim and the only thing you are out is the premiums that you pay.
Contrast this to a pre-paid medical plan which allows an individual to contribute some set amount of money and then entitles that individual to a set group of medical procedures. Things like primary care check-ups, eye exams and routine physicals. Perhaps even a trip to the doc for jr. now and then.