I’m reading a NY Times article on the lead up to the Supreme Court hearing of the case; some interesting facts surrounding a 1987 ruling regarding taxes and lawsuits.
Some activists came with their own stories. Henrik Erslev, 58, a carpenter from Maryland, said he had come out to support the bill because his daughter, who just turned 26, was allowed to stay on his insurance policy through a cyst removal last year that Mr. Erslev said would have forced her into bankruptcy.
Now, assuming his daughter would have had to obtain her own insurance, something she’ll have to do in a year anyway, how much would it have cost her?
I Googled Henrik Erslev from Maryland and I found a Twitter account that listed him as living in Wheaton Maryland. It might be a different Mr. Erslev, but since I would have randomly picked a town in Maryland, this works. I then went to ehealthinsurance.com and tried to see how much a health insurance policy would have cost Ms. Erslev.
Now, granted, that policy comes with a 5k deductible with a 20% copay. I think the cost of having a cyst removed is between $3,000 and $10,000; call it $10,000. If I’m right, that would mean the Erslevs would have had to pay $5,000 to hit the deductible and then 20% of the remaining $5,000. This would be about $6,000.
Certainly a lot of money. But hardly insurmountable.
And certainly not compelling evidence that we have a systemic failure to deliver medical care to the people of America.