The State of North Carolina claims that it is serving the people. It claims that by relieving my money from, well, from me, they are helping other people in need. Never mind for a second that I already help people in need through my various charity giving and other activities. Or that the people I help are people that I think need help. Or that, in any case, this decision on what to do with my money should be mine to make. The State is helping an entire class of citizens, or so they claim:
Raleigh, N.C. — A program launched a year ago has helped more than 2,500 North Carolina homeowners avoid foreclosure, officials said Monday.
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Birdsong will now receive mortgage assistance, including payments for property taxes and homeowner’s insurance for at least the next nine months and could benefit for as long as two years.
That’s one way of looking at it. The other way, of course, is to look at it this way:
Raleigh, N.C. — A program launched a year ago has prevented more than 2,500 potential North Carolina homeowners from attaining affordable housing, officials said Monday.
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Their goal of home ownership has been prevented because select citizens will now receive mortgage assistance, including payments for property taxes and homeowner’s insurance for at least the next nine months and could benefit for as long as two years.
But serious. I’m sure that all the people who are in danger of losing their homes are good, hard-working people who almost certainly bought a home that was within their means and needs. Right? No?
She said she’s most relieved that her three children will be able to spend the holidays at home.
“Each one of them has their own room. They’re like, ‘It’s mine,'” said Birdsong, a widow. “I wouldn’t want to take that from them. They’ve had enough problems already.”
So, a single mother with one revenue stream over reaches, buys a FOUR BEDROOM HOME surprisingly finds herself in a financial pinch. And because of that, the government takes my money, thereby preventing me from giving to who I think is deserving, props up this family and keeps what would otherwise become a more affordable home from falling into the hands of more responsible home owners? Unbelievable.
For the record, I grew up in a house that had TWO bedrooms. Sure, after a bit we added a bedroom, but that was when my family grew from 3 to 6. That’s 2 rooms for 4 kids. If only I could have had my own room.
Merry Christmas.
My mom grew up in a two bedroom railroad apartment that housed two adults and six children. My grandma worked in a sweatshop to put food on the table for my mom and her siblings. My mom always lived responsibly, avoided debt, paid her bills on time, and saved so that my brother and I could get a college education. Til this day, she has never lived in a home that she could say she owned. And her taxes are supposed to support other families so that they could live beyond their means? The government needs to get out of the housing business and let the market find its own equilibrium level where people can reap the rewards of their own hard-earned wages honestly rather than freeload off other responsible citizens.