Aha….Why Cost of Insurance is so High in Maine

Alright, so we have been discussing health care, health insurance and everything wrong with all of that.  As always, the Democrats cry out “We need this.  We just NEED this damn it!  And then they walk away to their voting place and vote for someone who wants to be in power, which is different than someone wanting to be a Senator, and presto, we have a voice in Washington that is going to legislate this health care for everyone thing.  On the other side, you have republicans, seriously going about the days business when they hear this nonsense and look up from their work and say “No”.  In much the same way a father says “no” to the 7th request for another cookie before bed.

And so, republicans are labeled as the party of “No”.  But this time around, the republicans have offered some solutions to bring the price of health care down.  Down for everyone.  Down to the point that every single person in the country can have insurance.  And one of the methods in doing that is to free insurance companies to sell policies to people outside of the state the reside in.  That is, as a citizen of North Carolina, I could purchase health insurance from a company in Washington state.  Or Arizona.  Or anywhere for that matter.  What THIS would do is free the consumer to choose and not be subject to the regulations placed upon the insurance providers in that state.  But even this causes Liberals to scream.

For example, a recent study found that Maine ranks 6th in the nation when it comes to expensive individual policies.  Sixth.  And folks around the lefty campfire are saying that the reason for the high prices is due to the monopoly that exists in Maine.  They claim that because Wellpoint has a 90%+ customer saturation base, they are able to charge whatever they want.  The problem is, those liberals are reporting only on the results, not the cause of the problem.

See, it turns out that in 1993 Maine passed laws requiring coverage to every citizen.

Blink.  Blink.

But that’s not bad enough.  Not only are they required to sell insurance to everyone that applies, they are also unable to distinguish based on gender, health status, claims experience or time with coverage.

Now, after that law passed, what do you supposed happened to the price?  Yeah, right through the roof.  And it drove out all but a few providers that specialized in mandatory care and THEY, in turn, bought up the remaining companies.  Net/net:  Noe one wants to do business in Maine and THAT’S why there is only one provider.

Damn.

Next thing these liberals are going to mandate is that all kids make the varsity.

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